Deb McGrath
- Buy
- Sell
https://www.ruhlmortgage.com/ChrisSchneider.html
Description
Now for sale! This brick building has been in the family for well over a century! Downtown location on a corner lot with high traffic. Large open space, a few offices and 3 apartments on the upper level. Two apartments are rented out, and one is vacant for showings. Per appraisal for Irrev. Trust, each level supports 4,626 sq ft for a total of 9,252 Above grade Site size is 7,882 sq. ft. and zoning is B-3. This would make a nice office space, hardware store, family entertainment/restaurant....Oh the possibilities! Roof 2016, Fed Pacific Electric panel replaced 2026 and other electrical repairs attached with disclosures. Seller is selling building in as is condition. Open public parking around building and in the back for general city parking. Expenses for utilities are based on an average per month for 3 months (Dec-Feb 2025-26). This is a Trust. Information per recent appraisal and courthouse. Buyer and Buyer's agent to verify. City of Geneseo is offering incentives for buyer.
Property Highlights
Property Type: Commercial - Retail
Building Description: 2.0 stories
Year Built: 1900
General Information
County: Henry
MLS ID:
12604549
Shown By
Agent Name: Deb McGrath
Agent Phone: (563) 343-2087
Get in Touch
Shown By
Agent Name: Deb McGrath
Agent Phone: (563) 343-2087
Contact an agent to learn more about
201 & 205 N State Street , Geneseo, IL 61254.
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563-441-1862
toll free 866-441-1862
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $299,000 | $299,000 | $299,000 |
| Down Payment | $59,800 | $10,465 | $74,750 |
| Monthly Mortgage Amount | $1,415 | $1,760 | $1,832 |
| Taxes | $416 | $416 | $416 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $132 | $0 |
| Monthly Estimated Total | $1,931 | $2,408 | $2,348 |
About this area
About Geneseo
Geneseo, IL—located in Henry County—is a small city celebrated for its historic charm, welcoming community, and thriving cultural life. Known as the Maple City, Geneseo features tree-lined streets, a well-preserved downtown filled with boutiques, restaurants, and antique shops, and a strong sense of pride in its heritage. The community places a high value on education, with local schools widely recognized for academic excellence and extracurricular opportunities. Geneseo also offers plenty of recreation, from parks and trails to nearby access to the Rock River for boating and fishing. Seasonal festivals, community events, and local arts performances add to the city’s warm and lively atmosphere. Its location just east of the Quad Cities makes it ideal for those seeking a quieter setting while staying connected to urban amenities.
The real estate market in Geneseo is diverse, offering something for nearly every type of buyer. Historic homes near the downtown area showcase beautiful architecture and classic designs, while newer subdivisions provide modern amenities and open layouts for families. Buyers can also find mid-sized ranch-style homes, two-story traditional residences, and rural properties on larger lots or acreages. Many homes feature generous yards, established landscaping, and quiet neighborhood settings.
Geneseo’s real estate is considered highly desirable due to its affordability, community atmosphere, and proximity to larger employment centers. Whether looking for a first home, a family-friendly property, or a quieter retreat with room to grow, this city offers a balanced blend of small-town living, strong schools, and accessible housing options.
If you are ready to start your home buying or selling journey, browse the latest real estate listings in Geneseo, IL. You can also contact us—we are here to help!
Nearest Ruhl & Ruhl Office: Moline, IL
1701 52nd Avenue
Moline, IL 61265
(563) 441-1776
Deb McGrath
REALTOR®
Cell: (563) 343-2087
Licensed in IA & IL
Bettendorf Office
1228 Middle Road
Bettendorf, IA 52722
(563) 441-5000
Bettendorf, IA 52722
(563) 441-5000
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