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20062 N Shore Lane , West Frankfort, IL 62896.
Welcome to Shallow Waters Cottage. 2 bedroom, 2 bath lakefront home located at West Frankfort Lake with beautiful water views and a setup ready to enjoy from day one. The home features a large deck overlooking the lake, perfect for relaxing or entertaining. A stone walkway runs along both sides of the home, leading you to the deck and creating an inviting path to your outdoor living space. Down by the water, you'll find a private dock with a covered gazebo-ideal for enjoying long days on the lake. The sandy shoreline offers your own private beach experience. Additional features include a large parking area with a storage shed-plenty of room for guests, lake toys, or extra storage. You will also enjoy the luxury of heated floors in the master bedroom and both bathrooms. Recent updates include a new roof and HVAC, giving peace of mind on the big-ticket items. Great opportunity for a full-time residence or weekend getaways!
MLS ID: 12612162
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20062 N Shore Lane , West Frankfort, IL 62896.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $182,000 | $182,000 | $182,000 |
| Down Payment | $36,400 | $6,370 | $45,500 |
| Monthly Mortgage Amount | $861 | $1,071 | $1,115 |
| Taxes | $253 | $253 | $253 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $80 | $0 |
| Monthly Estimated Total | $1,214 | $1,504 | $1,468 |